Underinsured Motorist Claims

More Than 50 Years of Combined Experience Dedicated to Helping Injured Victims

Underinsured Motorist Claims Attorneys in Oxnard

Experienced Car Accident Attorneys Serving Oxnard

In California, insurance companies are required by law to offer drivers uninsured / underinsured motorist insurance. In fact, if you decide not to purchase this type of insurance, you must sign a waiver that says you were offered the coverage and turned it down.

Uninsured / underinsured motorist insurance covers divers in accidents that involve parties who don’t have any liability insurance, or who are underinsured. Common policies include:

Uninsured Motorist Bodily Injury (UMBI): This type of insurance policy covers injuries to you and any person in your vehicle when an accident occurs with an uninsured driver who is at fault. The limits are usually the same as your liability coverage limits.
Underinsured Motorist (UIM): Pays for limited costs for bodily injury if you are in a collision with a driver who does not have enough insurance to pay for your damages.
Uninsured Motorist Property Damage (UMPD): This policy covers damage your car sustained from an accident with an uninsured driver who is at fault. This only pays out for damages if the uninsured driver is identified.

It is crucial to make sure you have enough insurance to cover all accident scenarios, otherwise you can end up losing out on thousands of dollars after an accident involving serious injury or major property damage.

Many times, minimum liability coverage is not enough for these types of accidents, which why our lawyers are here to help make sure you obtain the maximum amount of compensation you are entitled to. We can review your case to determine a strong legal strategy that will protect your rights and interests. Let us fight for you today!

When Does UM/UIM Coverage Apply?

UM/UIM coverage generally applies in the following situations:

Accidents involving drivers without insurance.
Accidents involving insured drivers who don’t have enough coverage to fully compensate the total damages.
Accidents involving unidentified hit-and-run drivers.

Let Us Help You Recover Compensation

If you want to secure fair compensation from your uninsured or underinsured motorist policy, you will need to prove that the other party was at fault for the accident and subsequent damages.

Although the purpose of UM/UIM policies is to protect you at a vulnerable moment, not every policy offers a level of coverage for every situation. In fact, there are some situations in which an insurer might not be required to cover your accident, which means you can be left to deal with a hefty bill for your vehicle repairs and any injuries you suffered.

Because it can be a difficult task to get an insurance company to pay for your accident damages, it is a good idea to consult with an attorney, this way you can get legal advice from an experienced professional who knows how to deal with insurers.

At Crane Flores Injury & Car Accident Lawyers, our team of car accident lawyers have more than 50 years of combined legal experience and we are committed to helping accident victims obtain fair compensation for their damages. We have the skills and resources you need to hold insurance companies and negligent motorists accountable. If you have filed or plan to file a UM/UIM claim in Oxnard, Ventura, or Santa Barbara, we can help guide you through this complex process. Let us get to work for you today.

Call (805) 292-7074to schedule a meetingwith our underinsured/uninsured accident attorneys. We are here to help with your case 24 hours a day, 7 days a week.

Contact Crane Flores Injury & Car Accident Lawyers Today

"*" indicates required fields

Comments

This field is for validation purposes and should be left unchanged.

First Name*

Last Name*

Phone*

Email*

Are you a new client?*

How can we help you?*

By submitting, you agree to receive text messages from Crane Flores Injury & Car Accident Lawyers at the number provided, including those related to your inquiry, follow-ups, and review requests, via automated technology. Consent is not a condition of purchase. Msg & data rates may apply. Msg frequency may vary. Reply STOP to cancel or HELP for assistance. Acceptable Use Policy

We Get Results

Billions of Dollars Recovered on Behalf of Our Clients

$1
BILLION

MINOR TBI

$125
MILLION

CAR ACCIDNET

$7
MILLION

POLICE SHOOTING

$6
MILLION

PREMISES LIABILITY

$4
MILLION

BACK FUSION

Awards & Affiliations

805-292-7074

Quick Links

Locations

Santa Barbara Office
15 W Carrillo St.
#310 Santa Barbara,
CA 93101

Map & Directions

(805) 292-7074

Ventura Office
701 E Santa Clara St.
#21 Ventura,
CA 93001

Map & Directions

(805) 292-7074

Oxnard Office

300 E Esplanade Dr.
#906 Oxnard,
CA 93036

Map & Directions

The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.