Oxnard Rideshare Accident Attorneys

Uber and Lyft Accident Claims

Ridesharing services such as Uber and Lyft have become very popular among consumers who want a quick, effortless trip from Point A to Point B. Unfortunately, anyone who enters motor vehicle traffic, whether a driver or passenger, has to anticipate that accidents will happen. So, when an accident happens with an Uber or Lyft car, how does an injured party pursue compensation?

If you’ve been injured in a rideshare accident, our Oxnard attorneys at Crane Flores are here to assist you. We’ve successfully secured millions of dollars for clients throughout Ventura and Santa Barbara counties and helped them on their road to recovery.

Call (805) 628-4967 today to schedule a free consultation!

Can You Sue Uber for an Accident?

Uber drivers are technically independent contractors, so the company is not automatically responsible for the negligence of its drivers. However, past accidents and pressure from consumer advocates and state authorities have prompted Uber to adopt an insurance plan that affords three levels of coverage based on the driver’s activity at the time of the accident.

Uber’s Insurance Plan

• First, when the driver is using the car for personal business, rather than Uber services, the injured party’s recourse is solely through the driver’s personal insurance.
• Second, if the driver is available for Uber pickups but is not currently carrying an Uber passenger, the primary source for recovery is through the driver’s personal insurance, but Uber maintains contingent liability coverage of $50,000 per injury, $100,000 per accident, and $25,000 for property damage. Uber’s contingent coverage is only available after the claim exhausts the driver’s personal coverage.
• Third, if the accident occurs while the driver is carrying an Uber passenger, Uber’s $1 million insurance coverage is available to satisfy liability claims after the driver’s personal insurance is exhausted.

Getting a settlement out of that $1 million insurance pool is not as easy as summoning a ride. Both Uber and its insurer are in business to make a profit, and your injury claim doesn’t advance that goal. If you need to sue Uber, you’ll be taking on a billion-dollar corporation with assets it’s determined to protect. You’ll need highly professional and experienced legal representation. You can get such assistance at Crane Flores, LLP.

Does Lyft Have Insurance Coverage After a Crash?

When it comes to rideshare accidents, Lyft's insurance policy is very similar to Uber's. When a Lyft driver is using the car for personal business, rather than Lyft services, the injured party’s recourse is solely through the driver’s personal insurance. If the driver is available for pickups but not currently carrying a passenger, then primary coverage falls on the driver’s personal insurance with contingent liability coverage of $50,000 per person for bodily injury, $100,000 per accident for bodily injury, and $25,000 per accident for property damage provided by Lyft. Lastly if an accident occurs while carrying a Lyft passenger, then there Lyft provides primary coverage up to $1 million. In order to recover compensation from these policies, you must be able to navigate the complicated policy structure these rideshare companies have set up. This is when experienced representation from an Uber and Lyft accident lawyer can make all the difference.

How Can Rideshare Lawyers Help After an Uber or Lyft Car Accident?

If you have been injured in an accident involving a rideshare vehicle, such as Uber or Lyft, it is important to seek legal help from experienced attorneys who specialize in these types of cases. Rideshare accident attorneys can provide valuable assistance in helping injured parties recover the compensation they deserve for their injuries and losses. They understand the complexities of dealing with insurance companies and will fight diligently to ensure that your rights are protected throughout the process. With knowledgeable representation on your side, you are far more likely to receive fair and just compensation for your injury-related expenses.

If you have been injured in a car accident, call us anytime, day or night at (805) 628-4967 or contact our offices online to schedule a free consultation.