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5 Secrets Insurance Companies Don’t Want You to Know

Car accidents can be daunting to experience on their own. Having to deal with a large insurance company in the aftermath makes it much more difficult to endure. Unfortunately, to get compensation, this is a necessary step to consider.

Before you move forward, though, it’s vital to recognize how to deal with an insurance adjuster. Working with a lawyer can help you gain access to the secrets insurance companies won’t tell you and combat the tactics that they try to use to deny your claim.

Here are 5 secrets insurance companies won’t tell you:

  1. You can have legal representation throughout the entire process
  2. You don’t have to accept a settlement immediately
  3. You don’t have to sign documents without having a lawyer check it first
  4. You are not the adjuster’s friend
  5. You can receive compensation for more than the adjuster tells you

Call us at (805) 628-4967 today to discover your options.

1. You Can Have Legal Representation Throughout the Entire Process

You don’t have to wait for a claim denial to hire a lawyer. You can hire an attorney from the very beginning of the process to help you with your entire claim. Insurance companies may try to tell you that it costs too much to hire legal representation. Make sure you speak with a lawyer about your situation to determine what options you have.

An attorney can help with recorded statements that insurance companies may try to get from you.

2. You Don’t Have to Accept a Settlement Immediately

You may receive a settlement offer from an insurance adjuster that provides you with some money, but this settlement doesn’t always cover the total amount you may need. Insurance adjusters may try to claim that you have to accept the settlement quickly, and if you don’t, you won’t receive anything. This is not the case.

3. You Don’t Have to Sign Documents Without Having a Lawyer Check it First

While insurance adjusters may claim that you have to sign documents and get the information back to them quickly, this is often a tactic in hopes you won’t read the entire document. Don’t sign anything without having your legal counsel review your documents first.

4. You are Not the Adjuster’s Friend

Insurance adjusters will act friendly towards you and be there to answer questions you may have. However, you have to remember, they work for the insurance company. They are trained negotiators with one mission: protect profits. It’s their goal to get you to trust them in hopes that you’ll accept the settlement offer when it comes time and they will save money on your claim.

5. You Can Receive Compensation for More than the Adjuster Tells You

Insurance adjusters are quick to only include the minimal in your claim and offer compensation based on these smaller amounts. However, they don’t always include all losses, which makes it necessary to have legal representation who can fight for all that you deserve in your claim.

While it’s not always the easiest situation to deal with insurance companies, it’s not impossible. Having legal counsel on your side is essential to protecting your rights. In car accident cases, you want to get the most effective help you can to maximize your compensation.

Here are some other secrets insurance adjusters won't share.

At Crane Flores, LLP, we’re committed to helping you through car accident claims and lawsuits with the strongest representation possible. Our team is here for you every step of the way. It’s our top priority to pursue the maximum compensation you deserve. Our car accident attorneys serve Santa Barbara County and Ventura County, including Oxnard.

To discuss your case with our team in a free consultation, we encourage you to call our firm today at (805) 628-4967. We’re here for you every step of the way.